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Our On-line/Telephone application process is as simple as 1, 2, 3...

1. Once you have decided to proceed with the application process, one of our friendly staff will contact you over the telephone.

2. We will take the application, which usually takes 10 minutes per person.

3. We will arrange for a nurse to visit you to complete any medical tests required. The nurse will then send all the information along to the Insurance Company, where an underwriter will make a decision and issue the contract.

4. Your policy (If approved) will be sent to us for delivery to you.



Guaranteed Acceptance Application

Our guaranteed acceptance product is designed for people that are hard to insure, been declined for insurance or just don't want to take a medical.

It is a Whole Life product with coverage from $5,000 - $50,000.

Ages from 0 - 80


Click here for Guaranteed Acceptance Application